Step Up for Students Income Limits and Eligibility (2026-27)

There is no income limit for Step Up for Students in 2026-27. Income sets funding priority: the official thresholds by household size, and how UA and PEP differ.

Joey Moshinsky
Co-Founder of Tutero

Step Up for Students Income Limits and Eligibility (2026-27)

There is no income limit for Step Up for Students in 2026-27. Income sets funding priority: the official thresholds by household size, and how UA and PEP differ.

Joey Moshinsky
Co-Founder of Tutero

The single most common misunderstanding about Step Up for Students is that families earn too much to qualify. Since Florida moved to universal eligibility, there is no income cap at all: any Florida resident with a school-age child can apply. What income actually determines is priority, meaning who gets funded first when applications outnumber dollars. In a year when more than 200,000 applications arrived in the first three days of the cycle, priority is the part worth understanding.

A Florida mother organizing income documents into a folder before a Step Up application
Income never disqualifies a family from Step Up. It decides priority, which makes early, complete applications the real advantage.

Quick answer

There is no income limit for Step Up for Students in 2026-27. Every Florida family can apply. Income sets your funding priority: households at or below 185% of the federal poverty level (about $61,050 for a family of four) are funded first, alongside renewing students and children in foster or out-of-home care. Households up to 400% (about $132,000 for a family of four) come next, then everyone else. The Unique Abilities (UA) scholarship has no income requirement at any stage: eligibility is based on the child's diagnosis, not the family's earnings.

Is there an income limit for Step Up for Students?

No. Florida's school choice scholarships became universal in 2023, which removed the income cap for the FES-EO and FTC programs. Any K-12 student who is a Florida resident can apply regardless of household income, and homeschooling families can apply for PEP on the same basis. What changed is not who may apply but the order in which applications are funded. Scholarships are awarded until the available funding and enrollment caps are reached, so a higher-income family applying late in the cycle is the most likely to miss out, while a lower-income family applying early is effectively guaranteed a place in the front of the line.

What are the 2026-27 income priority thresholds?

Step Up publishes the priority thresholds each year based on the federal poverty guidelines. For the 2026-27 school year:

Household sizePriority 1 (≤185% FPL)Priority 2 (186%-400% FPL)
2up to $40,034up to $86,560
3up to $50,542up to $109,280
4up to $61,050up to $132,000
5up to $71,558up to $154,720
6up to $82,066up to $177,440
Each extra memberadd $10,508add $22,720

Figures come from Step Up's official 2026-27 Income Priority Guidelines chart, based on the federal poverty guidelines published in January 2026. Income above the Priority 2 line does not disqualify you; it simply places your application in the general pool.

How does funding priority actually work?

Applications are funded in order of priority group, not in pure first-come order, but timing still matters enormously inside each group. Priority 1 covers three categories: households at or below 185% of the federal poverty level, students renewing an existing scholarship, and children in foster or out-of-home care. Priority 2 covers households between 186% and 400%. Everyone else follows. Because renewing students sit in Priority 1 automatically, the system heavily rewards families who get in once and renew on time every year afterward. If you are new, the practical playbook is simple: apply as early in the window as possible, whatever your income. Our guide on when to apply for Step Up covers the exact dates and what happens after you submit.

Do the UA and PEP scholarships have income limits?

The Unique Abilities (UA) scholarship has no income requirement at any stage. Eligibility is based on a diagnosed learning, developmental or physical need, and it is the only Step Up scholarship that can begin as early as age 3. Family income plays no role in either eligibility or award size. PEP, the Personalized Education Program for families directing their own education, also has no income limit, but it has a capped number of enrollments each year, and the same income priority tiers decide who gets those seats first when demand exceeds the cap. Homeschooling families should treat the early application window as close to mandatory.

Do I need to prove my income when I apply?

Only if you are claiming priority. Families applying under Priority 1 or Priority 2 submit documentation such as a recent federal tax return, pay stubs or benefits statements as part of the application. If your income is above the Priority 2 line, or you simply choose not to claim priority, there is nothing income-related to document. Have your documents ready before the window opens: incomplete applications lose their place while you gather paperwork, which defeats the point of applying early.

Does my income affect how much the scholarship pays?

No. Award amounts are set by the state based on your child's grade level and county, not your household income. A Priority 1 family and a general-pool family with children in the same grade and county receive the same award. The average award is around $8,000 for FES-EO, FTC and PEP students, and around $10,000 for UA students, with exact figures varying by county and grade. Our breakdown of the Step Up payment schedule and award amounts covers what lands in your EMA account and when.

What can the scholarship pay for once I'm approved?

Scholarship funds sit in an education savings account inside the EMA and can be spent on approved education expenses: private school tuition for FES-EO and FTC families, and a wide menu including curriculum, materials and services for UA and PEP families. Tutoring from approved providers is one of the highest-impact uses, and with a direct-pay provider like Tutero the scholarship covers 1-on-1 lessons with a certified teacher at no out-of-pocket cost. For the full picture of eligible purchases, see what you can and can't buy with Step Up funds.

Related Step Up guides

The single most common misunderstanding about Step Up for Students is that families earn too much to qualify. Since Florida moved to universal eligibility, there is no income cap at all: any Florida resident with a school-age child can apply. What income actually determines is priority, meaning who gets funded first when applications outnumber dollars. In a year when more than 200,000 applications arrived in the first three days of the cycle, priority is the part worth understanding.

A Florida mother organizing income documents into a folder before a Step Up application
Income never disqualifies a family from Step Up. It decides priority, which makes early, complete applications the real advantage.

Quick answer

There is no income limit for Step Up for Students in 2026-27. Every Florida family can apply. Income sets your funding priority: households at or below 185% of the federal poverty level (about $61,050 for a family of four) are funded first, alongside renewing students and children in foster or out-of-home care. Households up to 400% (about $132,000 for a family of four) come next, then everyone else. The Unique Abilities (UA) scholarship has no income requirement at any stage: eligibility is based on the child's diagnosis, not the family's earnings.

Is there an income limit for Step Up for Students?

No. Florida's school choice scholarships became universal in 2023, which removed the income cap for the FES-EO and FTC programs. Any K-12 student who is a Florida resident can apply regardless of household income, and homeschooling families can apply for PEP on the same basis. What changed is not who may apply but the order in which applications are funded. Scholarships are awarded until the available funding and enrollment caps are reached, so a higher-income family applying late in the cycle is the most likely to miss out, while a lower-income family applying early is effectively guaranteed a place in the front of the line.

What are the 2026-27 income priority thresholds?

Step Up publishes the priority thresholds each year based on the federal poverty guidelines. For the 2026-27 school year:

Household sizePriority 1 (≤185% FPL)Priority 2 (186%-400% FPL)
2up to $40,034up to $86,560
3up to $50,542up to $109,280
4up to $61,050up to $132,000
5up to $71,558up to $154,720
6up to $82,066up to $177,440
Each extra memberadd $10,508add $22,720

Figures come from Step Up's official 2026-27 Income Priority Guidelines chart, based on the federal poverty guidelines published in January 2026. Income above the Priority 2 line does not disqualify you; it simply places your application in the general pool.

How does funding priority actually work?

Applications are funded in order of priority group, not in pure first-come order, but timing still matters enormously inside each group. Priority 1 covers three categories: households at or below 185% of the federal poverty level, students renewing an existing scholarship, and children in foster or out-of-home care. Priority 2 covers households between 186% and 400%. Everyone else follows. Because renewing students sit in Priority 1 automatically, the system heavily rewards families who get in once and renew on time every year afterward. If you are new, the practical playbook is simple: apply as early in the window as possible, whatever your income. Our guide on when to apply for Step Up covers the exact dates and what happens after you submit.

Do the UA and PEP scholarships have income limits?

The Unique Abilities (UA) scholarship has no income requirement at any stage. Eligibility is based on a diagnosed learning, developmental or physical need, and it is the only Step Up scholarship that can begin as early as age 3. Family income plays no role in either eligibility or award size. PEP, the Personalized Education Program for families directing their own education, also has no income limit, but it has a capped number of enrollments each year, and the same income priority tiers decide who gets those seats first when demand exceeds the cap. Homeschooling families should treat the early application window as close to mandatory.

Do I need to prove my income when I apply?

Only if you are claiming priority. Families applying under Priority 1 or Priority 2 submit documentation such as a recent federal tax return, pay stubs or benefits statements as part of the application. If your income is above the Priority 2 line, or you simply choose not to claim priority, there is nothing income-related to document. Have your documents ready before the window opens: incomplete applications lose their place while you gather paperwork, which defeats the point of applying early.

Does my income affect how much the scholarship pays?

No. Award amounts are set by the state based on your child's grade level and county, not your household income. A Priority 1 family and a general-pool family with children in the same grade and county receive the same award. The average award is around $8,000 for FES-EO, FTC and PEP students, and around $10,000 for UA students, with exact figures varying by county and grade. Our breakdown of the Step Up payment schedule and award amounts covers what lands in your EMA account and when.

What can the scholarship pay for once I'm approved?

Scholarship funds sit in an education savings account inside the EMA and can be spent on approved education expenses: private school tuition for FES-EO and FTC families, and a wide menu including curriculum, materials and services for UA and PEP families. Tutoring from approved providers is one of the highest-impact uses, and with a direct-pay provider like Tutero the scholarship covers 1-on-1 lessons with a certified teacher at no out-of-pocket cost. For the full picture of eligible purchases, see what you can and can't buy with Step Up funds.

Related Step Up guides

FAQ

What age groups are covered by online maths tutoring?
plusminus

Online maths tutoring at Tutero is catering to students of all year levels. We offer programs tailored to the unique learning curves of each age group.

Are there specific programs for students preparing for particular exams like NAPLAN or ATAR?
plusminus

We also have expert NAPLAN and ATAR subject tutors, ensuring students are well-equipped for these pivotal assessments.

How often should my child have tutoring sessions to see significant improvement?
plusminus

We recommend at least two to three session per week for consistent progress. However, this can vary based on your child's needs and goals.

What safety measures are in place to ensure online tutoring sessions are secure and protected?
plusminus

Our platform uses advanced security protocols to ensure the safety and privacy of all our online sessions.

Can I sit in on the tutoring sessions to observe and support my child?
plusminus

Parents are welcome to observe sessions. We believe in a collaborative approach to education.

How do I measure the progress my child is making with online tutoring?
plusminus

We provide regular progress reports and assessments to track your child’s academic development.

What happens if my child isn't clicking with their assigned tutor? Can we request a change?
plusminus

Yes, we prioritise the student-tutor relationship and can arrange a change if the need arises.

Are there any additional resources or tools available to support students learning maths, besides tutoring sessions?
plusminus

Yes, we offer a range of resources and materials, including interactive exercises and practice worksheets.

The single most common misunderstanding about Step Up for Students is that families earn too much to qualify. Since Florida moved to universal eligibility, there is no income cap at all: any Florida resident with a school-age child can apply. What income actually determines is priority, meaning who gets funded first when applications outnumber dollars. In a year when more than 200,000 applications arrived in the first three days of the cycle, priority is the part worth understanding.

A Florida mother organizing income documents into a folder before a Step Up application
Income never disqualifies a family from Step Up. It decides priority, which makes early, complete applications the real advantage.

Quick answer

There is no income limit for Step Up for Students in 2026-27. Every Florida family can apply. Income sets your funding priority: households at or below 185% of the federal poverty level (about $61,050 for a family of four) are funded first, alongside renewing students and children in foster or out-of-home care. Households up to 400% (about $132,000 for a family of four) come next, then everyone else. The Unique Abilities (UA) scholarship has no income requirement at any stage: eligibility is based on the child's diagnosis, not the family's earnings.

Is there an income limit for Step Up for Students?

No. Florida's school choice scholarships became universal in 2023, which removed the income cap for the FES-EO and FTC programs. Any K-12 student who is a Florida resident can apply regardless of household income, and homeschooling families can apply for PEP on the same basis. What changed is not who may apply but the order in which applications are funded. Scholarships are awarded until the available funding and enrollment caps are reached, so a higher-income family applying late in the cycle is the most likely to miss out, while a lower-income family applying early is effectively guaranteed a place in the front of the line.

What are the 2026-27 income priority thresholds?

Step Up publishes the priority thresholds each year based on the federal poverty guidelines. For the 2026-27 school year:

Household sizePriority 1 (≤185% FPL)Priority 2 (186%-400% FPL)
2up to $40,034up to $86,560
3up to $50,542up to $109,280
4up to $61,050up to $132,000
5up to $71,558up to $154,720
6up to $82,066up to $177,440
Each extra memberadd $10,508add $22,720

Figures come from Step Up's official 2026-27 Income Priority Guidelines chart, based on the federal poverty guidelines published in January 2026. Income above the Priority 2 line does not disqualify you; it simply places your application in the general pool.

How does funding priority actually work?

Applications are funded in order of priority group, not in pure first-come order, but timing still matters enormously inside each group. Priority 1 covers three categories: households at or below 185% of the federal poverty level, students renewing an existing scholarship, and children in foster or out-of-home care. Priority 2 covers households between 186% and 400%. Everyone else follows. Because renewing students sit in Priority 1 automatically, the system heavily rewards families who get in once and renew on time every year afterward. If you are new, the practical playbook is simple: apply as early in the window as possible, whatever your income. Our guide on when to apply for Step Up covers the exact dates and what happens after you submit.

Do the UA and PEP scholarships have income limits?

The Unique Abilities (UA) scholarship has no income requirement at any stage. Eligibility is based on a diagnosed learning, developmental or physical need, and it is the only Step Up scholarship that can begin as early as age 3. Family income plays no role in either eligibility or award size. PEP, the Personalized Education Program for families directing their own education, also has no income limit, but it has a capped number of enrollments each year, and the same income priority tiers decide who gets those seats first when demand exceeds the cap. Homeschooling families should treat the early application window as close to mandatory.

Do I need to prove my income when I apply?

Only if you are claiming priority. Families applying under Priority 1 or Priority 2 submit documentation such as a recent federal tax return, pay stubs or benefits statements as part of the application. If your income is above the Priority 2 line, or you simply choose not to claim priority, there is nothing income-related to document. Have your documents ready before the window opens: incomplete applications lose their place while you gather paperwork, which defeats the point of applying early.

Does my income affect how much the scholarship pays?

No. Award amounts are set by the state based on your child's grade level and county, not your household income. A Priority 1 family and a general-pool family with children in the same grade and county receive the same award. The average award is around $8,000 for FES-EO, FTC and PEP students, and around $10,000 for UA students, with exact figures varying by county and grade. Our breakdown of the Step Up payment schedule and award amounts covers what lands in your EMA account and when.

What can the scholarship pay for once I'm approved?

Scholarship funds sit in an education savings account inside the EMA and can be spent on approved education expenses: private school tuition for FES-EO and FTC families, and a wide menu including curriculum, materials and services for UA and PEP families. Tutoring from approved providers is one of the highest-impact uses, and with a direct-pay provider like Tutero the scholarship covers 1-on-1 lessons with a certified teacher at no out-of-pocket cost. For the full picture of eligible purchases, see what you can and can't buy with Step Up funds.

Related Step Up guides

Can I get Step Up for Students if I make too much money?
plus

Yes. Since Florida moved to universal eligibility there is no income cap on FES-EO, FTC or PEP applications. Higher-income families are funded after the priority groups, so the only real cost of a high income is queue position. Applying early in the window is the way to offset it.

What income counts toward the priority thresholds?
plus

Household income as documented by your recent federal tax return, pay stubs or benefits statements for everyone in the household. The thresholds scale with household size, so a family of six at $80,000 sits inside Priority 1 while a family of two at the same income does not.

Does the UA scholarship look at my income at all?
plus

No. The Unique Abilities scholarship is based entirely on the child's diagnosed learning, developmental or physical need. There is no income test for eligibility, no income priority, and income has no effect on the award amount.

Is there an income limit for the PEP homeschool scholarship?
plus

No income limit, but PEP has a capped number of enrollments each year and the income priority tiers decide who gets seats first when demand exceeds the cap. Homeschooling families should apply as early as possible regardless of income.

Do renewing families need to re-prove their income?
plus

Renewing students automatically sit in the first priority group, which is one of the biggest advantages of getting into the program. You still complete the renewal application on time each year, but priority no longer depends on your income tier.

If I qualify under Priority 1, do I get more money?
plus

No. Priority affects when your application is funded, not how much you receive. Award amounts are set by grade level and county, so two students in the same grade and county receive the same award whatever their family income.

Supporting 2,000+ Students

Hoping to improve confidence & grades?

Online Tutoring
Starts at $45 per hour
Learn More

Step Up for Students

Private Tutoring for Step Up Families

Tutero online tutoring with certified teachers
100% free with your scholarship
Check Your Coverage

Tutero is available across Florida.

LOVED ACROSS AMERICA

The AI Platform for Teaching

Tutero AI
Free for American teachers
Learn More

Switch to {Country} site?

We noticed you’re visiting from {Country}. Would you like to switch to the local version of our site for a tailored experience?